Frequently Asked Questions

Thank you for taking time to look through our frequently asked questions. If you can’t find the answer to your specific question here, please feel free to write us at: support@americanmortgagefund.com

01. How is American Mortgage Fund able to offer an 11% return?

There are four ways to invest in mortgages:

  • Personally lend money directly to real estate investors.
  • Buy loans that are secured by real estate from brokers.
  • Find a fund that invests in mortgages (Mortgage Investment Company).
  • Find other people who are also investing in mortgages and form your own investment pool with them.

American Mortgage Fund I, LLC (AMF) is a Mortgage Investment Company (MIC). As such, AMF does not originate loans but, rather, uses investor funds (along with our own capital) to purchase existing, funded, 1st position loans that are performing and secured by real estate. These loans are short-term in nature, typically 12 to 24 months. The loans involved in mortgage investments are not from the typical single-family home-buyer. Instead, the loans involved in mortgage investments are typically from self-employed entrepreneurs and real estate investors who, for one reason or another, could not, or chose not to obtain financing through traditional lending facilities.

02. How does investing with American Mortgage Fund differ from buying notes directly?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

03. How is American Mortgage Fund able to offer an 11% return?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

04. Who services the loans in AMF’s portfolio?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

05. How can I know whether I am an ‘accredited’ investor or not?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

06. What is the average size loan that AMF acquires?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

07. Why would any borrower agree to pay a much higher interest rate than what banks charge?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

08. How soon would American Mortgage Fund begin paying me my monthly interest payments?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

09. Why is the yield offered by American Mortgage Fund higher than the yield on a typical bond?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

10. Why aren’t mortgage investments offered by major Wall Street firms?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

11. Am I allowed to investment with American Mortgage Fund through my trust or tax deferred retirement plan?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

12. What is the investor’s margin of safety in investing with American Mortgage Fund?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

13. Should I be concerned as an investor that AMF is a relatively new fund?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

14. Who does the appraisals on the properties for the loans AMF purchases?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

15. As an investor/member of American Mortgage Fund, what company reports would I receive?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

16. Is it better to invest in mortgages or to invest in real estate directly?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.

17. Would I have the option to increase my investment with American Mortgage Fund after my initial investment?

Earned experience across multiple markets and economic cycles and provide them to you in a complete system to assist you to give the most possible success in earning money assisting investors and business owners to obtain financing.